New cutting-edge credit repair technology

A Full menu of credit services for all credit situations at reasonable prices & can pay you more than you pay us!

At The Credit Dispute Center, we offer many services to offer everyone, not matter their situation, to have a healthy and outstanding credit profile. Not only with our groundbreaking Quantum Matrix Dispute Technology™ Credit Repair Program, we also offer many individual services that cater to everyone’s situation. Browse below at all of our services, and feel free to schedule a No-Obligation Consultation with us.

As the heading states, our Quantum Matrix Dispute Technology™ Credit Repair Program can pay you more than you pay us for the service! We have a network of consumer attorneys at our disposal  that assist us to produce real results for you! Unlike other credit repair companies that take your money every month and produce no results, you only pay us when we achieve results for you! If your credit report still contains errors after disputing, our attorneys can recover handsome compensation and help us get those tradelines removed from your credit reports!

first things first, let's look at your credit profile

Start by getting us credit reports for your No-obligation consultation credit report audit

In order to give you a No-Obligation Consultation, we will need to look at your credit profile to determine what is needed to maximize your credit health. We have partnered with Smart Credit and My Score IQ to provide credit monitoring services for all of our credit repair plans at a discounted rate for our clients. Also, both have kindly offered a 7-day trial for only $1 for us to give a No-Obligation Consultation. If you do not wish to continue with our services, simply cancel your credit monitoring subscription in the first 7 days.

Just as an important note, it is required to maintain a subscription for the duration of our programs so we can monitor the progress of your program and give you real time updates to how your credit is changing.

Below you will find the monthly subscription price to each service. Simply pick the one you want to use (either is fine with us) and we will make sure your consultation is done before the trial period ends.

Smart Credit

CREDIT MONITORING
$ 29
95
Monthly
  • 1 of the Options for our Credit Consultation & Services
  • 7-Day Trial for only $1
  • 3 Bureau Credit Reports
  • Real Time Credit Monitoring
  • $1 Million ID Theft Insurance
  • 3 Bureau Vantage Scores (FICO Scores coming soon)
BEST DEAL!

MyScoreIQ

CREDIT MONITORING
$ 32
99
Monthly
  • 1 of the Options for our Credit Consultation and Services
  • 7-Day Trial for only $1
  • 3 Bureau Credit Reports
  • Real Time Credit Monitoring
  • $1 Million ID Theft Insurance
  • 3 Bureau FICO Scores
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CREDIT REPAIR THAT PAYS

Quantum Matrix Dispute Technology™ pay per delete Credit Repair Package

The Credit Dispute Center has partnered with a network of consumer attorneys from across the nation to assist us with restoring your credit. Unlike most credit repair companies that send bogus letters based on credit monitoring reports in hopes of a deletion, we audit the credit reports that come straight from the credit bureaus using a new ground-breaking technology called Quantum Matrix Dispute Technology™ that we helped develop with our friends at Consumer Information Accountability Advocates (CIAA) 

Start with your no-obligation consultation and get your credit rescue plan

We begin with your No Obligation Consultation Using your choice of credit monitoring software (you will need to keep this software for the duration of your agreement to monitor your credit while we are working) to show you what’s reporting on your  credit, how it’s affecting you and monitor your program’s progress in real time. We will give you things you can do on your own now to increase your credit score and how to build a healthy credit profile. If you wish to proceed, we will then gather your bureau direct credit reports from all 3 bureaus, begin putting together your customized Credit Rescue Plan. We will gather the documents we need for our attorney network representative to prepare your file to start the audit process.

There is No-obligation to continue until you pay us for your credit rescue plan audit and attorney document process!

You owe us NOTHING for the consultation, credit education, and the quick tips and tricks. If you would like to proceed with the program to fix your credit and potentially get paid more than you will invest to do it, simply pay us for your Credit Rescue Plan Initial Audit and Attorney Document processing to begin. Aside from reimbursing us for postage, or if we need to do additional attorney document processing, you owe us NOTHING unless we achieve results for you! A deletion of a negative account or improvement of a negative account. Check out our program pricing below!

hold the bureaus and creditors accountable

Pay Per Delete credit repair pricing

Our Attorney Direct Credit Repair program is a 2 year service agreement with an automatic extension if cases are pending in litigation or arbitration, and ends once all cases have been settled or completed in judgement. There is NO OBLIGATION to you until you pay us for the initial Credit Rescue Plan audit and for attorney document preparation. Then, we put our Quantum Matrix Dispute Technology™ and our extensive attorney network to work for you. You only pay us if we achieve results for you, such as an account deletion or improvement. We have discounts for military. See below how our pricing and payments are applied.

No-Obligation Consultation

NO-OBLIGATION CONSULTATION

Consultation completed within 3 business days of agreement, or a time convenient for both us and you. There is no obligation to continue services until you pay us for your Credit Rescue Plan Audit and Attorney Document Processing.

Tips & Tricks to improve and build your credit now on your own and a brief education of how the credit system works.

Free Initial Audit of Smart Credit or My Score IQ credit monitoring reports.

Initial Credit Rescue Plan Audit & document prep

2 Year Service Agreement with automatic extension until all pending litigation or arbitration have been completed.

*Military Discount Available

$500 Total To Start. ( See Breakdown of $500 Startup Below)

$200 Initial Credit Rescue Plan Audit Fee 

$300 Attorney Document Preparation Fee

Personal Information Update To Bureaus

1 Complimentary Round of Inquiry Removal Disputes

Goodwill Letters For Late Payment Removal

Free Credit Education & Counselling 

Access to Website, Forums & Credit Building Options

Pay Us Only For Results

$100 Per Tradeline Per Bureau Deletion or Tradeline Improvement Fee

$20 per package Certified Mailing Postage Reimbursement

Additional Attorney Document Processing (If Needed)

$200 per FCRA case

$100 per FDCPA case

Share 25% of Judgment Award or Settlement (50% for Identity Theft Cases)

Quantum Matrix Dispute Technology™ Disputes That Produce Results!

Extensive Attorney Network To Back Us Up And Ensure You Not Only Get Results, But You Can Get Paid To Fix Your Credit, Likely Multiple Times More Than You Invest

Continued Credit Education and Credit Building Options To Rehabilitate Your Credit

Safe & Secure Billing & Payment – Choose How You Pay – Direct with Stripe or ESCROW.COM

We also accept cash or check!

The Credit Dispute Center Will NEVER Ask For Your Credit Card or Bank Account Information Directly. (Except for special payment plans)

more credit Services

Alacarte credit services

Not everyone needs full credit repair services. Some only have a late payment or two, maybe a couple debt collectors hounding them, victims of identity theft, or have a lot of inquiries on their credit reports. Others need to establish credit, or just have someone keep an eye on their credit reports. No matter the need, The Credit Dispute Center is here to serve you as a complete credit service.

Monthly Credit Monitoring Service

Pick one of our credit monitoring providers. We will login each month to see what is happening with your credit and notify you with any recommendations to maintain or improve your credit.
$ 40/mo Support, Education & Monthly Reports and Recommendations to Maintain Your Credit Profile
  • We Look At Your Credit Reports Every Month W/ Reports Emailed To You Every Month
  • Monthly Recommendations To Maintain Or Improve Your Credit Score
  • Free Credit Education
  • Free Access Credit Building & Website Forums
  • Free Consultation When You Begin Service
  • 1 FREE Monthly Support Call
  • Available Nationwide
  • Email Support Always Free
  • Easy Subscription Plans, Pay Monthly or save off the monthly rate by Paying Yearly

Debt Collection Audit Service

Don't Pay Debt Collectors, Let Them Pay You!
From $150 Flat 1 Time Audit Fee 2 Years Of Protection
  • Audits Current & Future Debt Collections (Reporting or Not Reporting to Credit Bureaus) For Violations - 2 Years of Coverage
  • Included In Our Quantum Matrix Dispute Technology™ Credit Repair Package
  • Violations Worth Up To $1,000 Each Violation Plus the Debt Collector Must Pay the Attorney's Fees
  • Free Referral to Our Nationwide Attorney Network, You Only Pay $100 for Document Processing for Each Case.
  • Safe & Secure Billing & Payment We NEVER Ask for Your Credit Card or Bank Account Information!
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Inquiry Removal

& Personal Info Update Service
$ 40 Per Bureau Inquiry Removal Letters 1-time Service
  • Inquiry Removal On All 3 Credit Bureaus
  • Update Personal Info w/ Bureaus
  • Chance of Score Boost
  • No Monthly Contract - 1 Time Service
  • Inquiry Furnisher Disputes for a small additional fee
  • Safe & Secure Billing & Payment We NEVER Ask for Your Credit Card or Bank Account Information!
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Goodwill Letter Service

Perfect for potentially get late payments removed.
$ 30 Per Letter Sent 1-time service
  • Letter To Creditor's CEO
  • Chance to Get Late Payments Removed
  • Chance for A Score Boost
  • Safe & Secure Billing & Payment We NEVER Ask for Your Credit Card or Bank Account Information!
  • No Monthly Service Agreement 1-Time Service
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Credit Building & Education

Perfect for the young adult just starting, or for those with no credit at all.
$ FREE Learnhow to build and maintain a healthy credit profile.
  • Learn How Credit Works
  • Several Credit Building Opportunities
  • Learn How To Maintain Your Credit
  • Excellent Credit Scores With Proper Management
  • Access to Premium Credit Opportunities
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Live in a state we don't service?

Quantum Matrix dispute technology™ credit repair is nationwide!

No Worries! The Credit Dispute Center has you covered! If you live in a state that we do not service, we will either get you into the Attorney Direct Credit Repair Program or get you with a reputable credit repair company in our national network that also uses Quantum Matrix Dispute Technology™. If you qualify for the attorney direct credit repair program, simply pay us for the audit and document processing for the attorneys. If not, your referral to a partner credit repair company that services your state is at no cost to you!
We are able to provide this nationwide because the credit dispute center will not be performing nor charging for credit repair services. Either an attorney or a qualified credit repair professional will perform the credit repair service. There is no credit repair contract, only a free consultation agreement, attorney or credit repair referral agreement.
Credit Report Audit & Document Processing Fee of  $350 for attorney direct Referral.
Quantum Matrix Dispute Technology™ Credit Repair Referral: FREE!
How does the quantum matrix dispute technology™ Credit Repair Program Work If I live in a different state?

You get your credit reports, and we do our initial consultation with you. If you Qualify for our Attorney Direct Credit Repair Program, you simply pay us for the audit and document processing fee, nothing else as we will not be performing your credit repair services. Either our partner attorney will complete your credit repair, or the attorney will contract with a reputable Quantum Matrix Dispute Technology™ Credit Repair Company to assist them with your program. To get started, simply click the button below and start your Free Consultation.

nationwide attorney direct credit repair
Thank you for serving our nation

Active duty & former military discount

pricing, military discount

As a thank you to all who are serving, or who have served our nation, we are offering our Military & Veteran Discount! Highlighted below are our discouts:

  • 20% off initial audit and document preparation fee.
  • 10% of deletion fees.
  • 50% on monthly credit monitoring service
  • Must Show Proof of Service (Military ID/DD214)

Disabled Veterans can receive additional discounts.

Schedule A Free Consultation to learn more.

Safe and security for your credit health investment

we never Store your credit card or bank account information!

Unlike most credit repair companies, we do not store your credit card or bank account information (except our monthly credit monitoring service or with pre-arranged and agreed payment plans). We only invoice you for services AFTER they have been performed. You will be provided with an invoice and proof of all work done. Also, we give you the freedom to choose which provider you want to use for payment.

We have partnered with STRIPE and ESCROW.COM to give you options when it comes to paying for your services. When you sign up, you can choose which provider you would like to use. Credit Repair Plan Only.

no automatic charges! (Except select services or pre-arranged payment plans)
accountability for the credit industry

Get Paid To Fix Your Credit!

Our clients often recieve handsome settlements or judgements all while fixing their credit! More effective than any other credit repair service. What’s not to like about that? In fact, many clients get paid MORE than they invested in fixing thier credit.

factual disputes, credit repair for mortgage approval the credit dispute center attorney direct credit repair program
another way to hold them accountable

expert Witness Testimony Included with our credit repair & Debt Collection Audit packages

Another way the credit dispute center helps you hold the credit bureaus and data furnishers accountable!

Any good credit repair company will tell you that in the past couple years, especially since the COVID-19 pandemic began, disputing accounts has become difficult at best to get error laden accounts deleted from a credit report. Traditional credit repair methods, and even the stronger, and more powerful Pre-Litigation methods have not been as effective as they should be. Why? The credit bureaus want to make their biggest customers, the credit card companies, banks, and finance companies happy by ignoring your disputes. The creditors also feel that if someone charges-off they don’t care about reporting accurately, they want you to pay dearly for not paying them by ruining your credit! Even if you eventually paid it off, or settled for less than the full balance, they want to make your credit look as bad as possible. 

How we can help

Very few credit repair companies will go to the lengths we go to produce results for their clients. Many just take your money each month throwing useless and baseless disputes in hopes to get a deletion or two. The Credit Dispute Center wants to play it’s part by helping to change and revolutionize the credit repair industry. We helped develop Quantum Matrix Dispute Technology™ that sees every error on credit report. That combined with our experienced attorney network, we are not only confident that we will produce results, we are willing to take the witness stand for you to ensure that not only we achieve results, but we help change the credit industry by holding their feet to the fire and be accountable for reporting your credit information accurately and fairly! Expert Witness Testimony is always at NO COST to our clients. We believe in our technology and our attorneys, and we are passionate about fair and accurate credit reporting for every American.

the credit dispute center has expanded!

We offer our services for clients in the following states...

Through our national partnership network of attorneys and credit repair companies, we are able to assist people from all 50 states! 
Simply schedule a consultation and if your credit report qualifies for attorney direct credit repair Service, we will prepare your file for our attorneys the same as we would for our clients. You only pay for the audit and document processing! the attorney would then perform your credit repair, or will have us refer you to a credit repair partner that also uses quantum matrix dispute technology™.
If your credit report does not qualify for attorney direct service, we will refer you to one of our reputable quantum matrix dispute technology™ credit repair partners at no cost to you!
  • Georgia Clients: Credit Repair services are currently illegal in your state, however, an attorney may do credit repair services for you. Our attorney network is nationwide.
your consumer advocate

We hold the credit bureaus, debt collectors and creditors accountable!

Extensive Knowledge of the FCRA and FDCPA

Although we are NOT attorneys, we have the knowledge to find credit reporting violations and draft our tailored disputes with our Quantum Matrix Dispute Technology™ to hold those who report incorrectly on your credit accountable.

Disputes that hold up in court or arbitration

All disputes are tailored to fit your individual credit profile's needs, and each dispute is designed to build a case for you in case litigation or arbitration becomes necessary.

We have the metro2 manual

We know exactly how an item is supposed to report on your credit. We leverage this knowledge to achieve results for you.

National Network of consumer attorneys

We have partnered with attorneys from across the nation to provide proven results for our credit repair program, or to be there to assist with most credit situations in all of our programs. Quantum Matrix Dispute Technology™ is the future of credit repair and consumer credit law.

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Client Satisfication
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derogatory items removed
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Credit Reporting Errors Identified
ALV UjXa3bwdkGwcIvAryjHqkko4jZlkwADJyTJNaFcxDlWr4mYc=s56 c0x00000000 cc rp mo The Credit Dispute CenterHaley S
19:23 01 Sep 23
ALV UjVEa7S oVTXkWUiLBGFhWj76j6PD9RvbVi5p7Xd9cGQxSQ=s56 c0x00000000 cc rp mo ba3 The Credit Dispute CenterNikki Hatchett
16:33 21 Jan 22
I highly recommend this company. Sammy is awesome to work with. He’s very knowledgeable and professional. Unlike many companies who are only out to get your money, Sammy is very compassionate and empathetic. It’s clear that he truly cares for his clients. I only wish that I’d found this company sooner!
ACg8ocLQ yDeE8f5 b8G7tp2Q2SErbGc15 1IqBH3haRxkmf=s56 c0x00000000 cc rp mo The Credit Dispute CenterBeth Dodd
03:30 05 Jan 22
Credit Wellness Solutions doesn't play around, nor string out your credit repair. They hold the credit bureaus, creditors, and debt collectors accountable. With their help, I was able to improve my credit and get new lines of credit. They also teach you how to keep your credit in good shape.
ACg8ocLD3p54yfQiOWrkYQHDzb5N7n5b1t xdnrL7ho5sixE=s56 c0x00000000 cc rp mo The Credit Dispute CenterPami Coffey
20:54 02 Jan 22
Sammy is knowledgeable, professional and honest. I don't see how you could possibly go wrong.
ALV UjX a0TP Q16MCBTmDYTYLogI vmxjopnJIzc 1kQR00IeDQ=s56 c0x00000000 cc rp mo ba2 The Credit Dispute CenterCedric Carr
01:38 02 Jan 22
The ultimate professional. This company understands credit and how to improve it.
ACg8ocJq9pdVCexetXSKU7VI MXC1h xeM2qe 5E5oFC61wU=s56 c0x00000000 cc rp mo The Credit Dispute CenterRory McHugh
22:43 11 Nov 21
Was a great consultation. Gave me lots of tools and options for repairing my credit.
AATXAJxQNNk6S5x74OE7HvoEQCaXqr11i IJ3pBFa 8c=s56 c0x00000000 cc rp mo The Credit Dispute CenterAuti Sky
02:59 06 Oct 21
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free consultation for the new year
schedule your no-obligation consultation today

Click The button below, fill out the form and an agent will contact you within 24hrs. You will receive a confirmation email with you appointment information. We look forward to serving you!

how to identify credit reporting errors, good credit in 2023
hold the bureaus and creditors accountable
Important tsr notice: per federal regulation we are not allowed to speak with consumers over the phone prior to any service agreement, please schedule an appointment prior to calling if you are seeking credit repair services. there is no obligation for the first 3 days of the agreement.
The Credit Dispute Center Logo. The Credit Dispute Center is a DBA of Credit Wellness Solutions

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