Below, you will find an archive of our press releases that you can use at your discretion. The Credit Dispute Center wants to educate the general public about all things credit, including how credit works, the credit repair process, avoiding credit repair scams, how to use and manage credit, and identity theft. Our CEO and Founder, Sammy Dodd is available for interview, expert commentary, regular appearances, and to write guest content. For all press inquiries, simply click the button below, fill out the short form, and Sammy will be in touch ASAP.
For Immediate Release:
11/24/2023
Credit Wellness Solutions Announces Name Change To The Credit Dispute Center Due To Confusion With A Company With A Similar Name & Announces The Availability Of New Attorney Direct Credit Repair Program With New Ground-Breaking Technology
New Bern, NC- 11/24/2023 – Effective Immediately, Credit Wellness Solutions has changed its name to The Credit Dispute Center because of consumer confusion with another company, Credit Wellness, LLC from Casper, Wyoming.
In a statement, CEO Sammy Dodd stated; “Credit Wellness, LLC and their owner Charles Jacker have created havoc for our company, Credit Wellness Solutions. Capitalizing on the known confusion and our company’s stronger presence on Google, Credit Wellness, LLC employed dirty tactics such as forwarding customer service emails from their info@creditwellnessllc.com to our info@thecreditdisputecenter.com to intentionally mislead their customers seeking answers about their service or to cancel their service by forwarding their emails to our inbox, and misleading their customers into contacting us, I have decided to change the name of our company to avoid the confusion, and direct consumers to the correct means of contact. It was not an easy decision to make, but after having negative reviews left on Google and the Better Business Bureau, I found it necessary to change the name. Although our company is still registered with the NC Secretary of State as Credit Wellness Solutions, LLC, we will be operating The Credit Dispute Center as a DBA. Credit Wellness, LLC is in litigation with another credit repair company, and my company is speaking with attorneys to explore the option of filing a lawsuit against Credit Wellness, LLC and Charles Jacker for their actions to intentionally confuse consumers with our company and damaging our reputation for their lack of service.”
The Credit Dispute Center is offering assistance to customers of Credit Wellness, LLC in helping them contact them, and offering their new Attorney Direct Credit Repair Program for those who have qualifying credit reports for FREE, waiving all audit, document processing, and deletion fees. Mr. Dodd also stated; “Consumers should always avoid companies that advertise on social media claiming unrealistic results in an unrealistic timeframe. Credit Repair is a process that could take a year or more, depending on the credit situation, and results always vary. If anyone promises to take your credit score from 550 to 750 in 30 days, run from that company as fast as you can. Always make sure that you have a clear and concise contract and have realistic expectations given to you by the company before giving them any credit card information. One thing that sets our company apart from many other companies is we will never ask for a consumer’s credit card, debit card, or bank account information, as all of our transactions are processed through an escrow company. The escrow company will not pay us unless we have performed the promised service as laid out in our service agreements. It is my belief that Credit Wellness, LLC has been scamming their customers by promising them the world while charging them every month for no results. When their customers ask questions, they immediately misdirect their customers to other companies with similar names. After speaking with many of thier customers, it turns out that no contract was ever signed, and they were unaware of the monthly fees. These practices are not only illegal, but wrong. I will personally help every one of their customers that reach out to me file the appropriate complaints with the authorities of the state they live, the state of Wyoming, and other sources such as the CFPB, FTC, and Better Business Bureau. Aside from credit report audit, attorney document processing fees and certified mailing reimbursement, our customers of do not pay us until we achieve results for them.” Mr Dodd and The Credit Dispute Center urge all reputable credit repair companies to fight back against scam artists like Charles Jacker and Credit Wellness, LLC and to adust their business models on a pay per deletion basis. We believe this will help our industry improve its reputation and put companies like Credit Wellness, LLC out of business.
The Credit Dispute Center Announces The Availability Of New Attorney Direct Credit Repair Program & Quantum Matrix Dispute Technology™
Effective immediately, The Credit Dispute Center will have 2 new credit repair plans. Our Attorney Direct Credit Repair Program which is available to all who have credit reports that qualify for the program. Essentially with the assistance of The Credit Dispute Center and its Quantum Matrix Dispute Technology™, the customer’s file will be sent directly to an attorney for audit and disputing errors. If disputed errors are not corrected or deleted from the consumer’s credit report, the attorney will file a lawsuit, or arbitration against each offending credit bureau and creditor or collector. The consumer will likely receive compensation for the errors and deletion of the account from their credit report. The Credit Dispute Center is not a law firm, but affiliated with a national network of consumer attorneys who specialize in the credit dispute and credit reporting process. The Credit Dispute Center uses it’s Quantum Matrix Dispute Technology™ to assist the attorney with the credit report audit and dispute process.
The Credit Dispute Center also has it’s Quantum Matrix Dispute Technology™ Pay Per Delete Credit Repair Program for those who’s credit report did not qualify for the Attorney Direct Program. Consumers in this plan only reimburse The Credit Dispute Center for certified mailing expenses and only pay for results. Like the Attorney Direct Program, consumers in this plan may also be forwarded to a network attorney and receive compensation.
Nationwide service is available with our Attorney Direct Program as The Credit Dispute Center will not be performing the credit repair services in states that they cannot service. The Credit Dispute Center will offer free referrals to other reputable credit repair companies for those who have credit reports that did not initially qualify for the Attorney Direct Program.
The Credit Dispute Center serves the following states:
North Carolina (Primary)
Alaska
Alabama
New Mexico
New Jersey
North Dakota
Rhode Island
South Dakota
Vermont
Wyoming (Not to be confused with Credit Wellness, LLC)
For Immediate Release:
9/3/2022
Eastern, NC Pre-Litigation Credit Repair Firm, Credit Wellness Solutions Announces Free Identity Theft Recovery Services to All Victims Of Identity Theft In North Carolina
New Bern, NC— 9/3/2022 — Credit Wellness Solutions announces that effective immediately, victims of Identity Theft in North Carolina will receive FREE service to remove all fraudulent accounts, inquiries, and personal information from their credit reports.
“Cases of Identity Theft have risen exponentially since the start of the COVID-19 pandemic. Consumers shop online more than ever creating more opportunities for personal and payment information to be leaked into the cleaver hacker’s hands. Also, with out-of-control inflation we have seen in the past year, some people have become desperate to get information from someone close to the victim to apply for credit or obtain credit in the victim’s name.” said Sammy Dodd CEO and Founder of Credit Wellness Solutions
“With the rise of Identity Theft, Credit Wellness Solutions wants to give back to the community by assisting victims in getting fraudulent accounts, inquiries, and personal information removed from the victim’s credit reports FREE OF CHARGE.” Stated further by Mr. Dodd.
To take advantage of this service, consumers need to visit our website ( https://thecreditdisputecenter.com/free-consultation ) to schedule a consultation. From there, we will review the victim’s credit report and identify all of the fraudulent information. The victim will then file a police report for identity theft, and Credit Wellness Solutions will prepare a dispute letter for the victim that will go to the major credit bureaus and to the furnishers of the information. The victim will simply sign the dispute letter, attach a copy of the police report, and mail it via certified mail with return receipt requested to the recipients. We will then wait 45 days to get back all responses and review the victim’s credit reports again. If fraudulent accounts and information remains on the credit report, Credit Wellness Solutions will forward the victim’s case to a consumer attorney for legal action. This referral is also FREE OF CHARGE, and any attorney fees will be the responsibility of the defendants.
Credit Wellness Solutions Offers the Following Tips to Avoid, Discover, and Minimize Any Damage from Identity Theft
Statement on “Credit Sweeps” and False Claims of Identity Theft
A “Credit Sweep” is the practice of credit repair scam artists where the scammer gets the client to file a false police report, and then disputes all negative information on the client’s credit report, claiming identity theft, “sweeping” the client’s credit clean. “My company stands strongly against the practice of fraudulent identity theft claims. Credit Sweepers are the scum of the credit repair services industry, it is my hope every Credit Sweeper is caught and locked away for a very long time. It is because of scum like Credit Sweepers that reputable, ethical, and compliant credit service companies must overcome the image scammers make on our industry.”, said Mr. Dodd in a statement. Credit Wellness Solutions reminds consumers that fraudulent claims of Identity Theft can land you, and the scammer in jail with stiff financial penalties. There are plenty of legitimate ways to repair your credit, and even get paid for credit reporting errors and debt collection violations, just ask us how.
Availability of CEO & Founder for Commentary, Guest Articles, and Interviews
Our CEO and Founder is available for interviews, guest commentary and articles, and expert insight into the credit, credit reporting, and credit services industries. Simply, contact Sammy Dodd for further details.
Sammy can be reached at:
https://thecreditdisputecenter.com (Website for General Public, Professionals & Press)
info@thecreditdisputecenter.com (General Public)
sammy@thecreditdisputecenter.com (Press and Professionals)
252-631-4306 or 888-844-4686 (General Public)
Feel free to use any or all this release for your news content
For Immediate Release:
8/8/2022
Credit Wellness Solutions Announces Availability of Credit Repair Services in NC & Dedication to Educate the General Public About the Credit Reporting System, and How to Avoid Credit Repair Scams
New Bern, NC— 8/8/2022 — Credit Wellness Solutions announced immediate availability of Credit
Repair Services in NC & Dedication to Educate the General Public About the Credit Reporting System,
and How to Avoid Credit Repair Scams, via their blog on their website, https://thecreditdisputecenter.com.
Credit Wellness Solutions prides itself on being the ONLY credit service provider in NC that employs Pre-Litigation Disputes that dispute factual errors found in the client’s credit report.
Metro2 is the credit repair industry’s standard, created for compliance with the
Fair Credit Reporting Act’s (FCRA) mandate of “Maximum Possible Accuracy”. Credit Wellness Solutions has the Metro2 manual, and they use it to audit credit reporting for compliance.
Then they dispute the errors, omissions, and conflicting information they find in the audit. If after 2 rounds of dispute, the account is not modified to “Maximum Possible Accuracy” or deleted from the consumer’s credit report.
Credit Wellness Solutions then will represent the client in arbitration, or in cases of large damages, refer the client to their network of consumer attorneys to litigate for violations of the FCRA. Clients could earn substantial compensation through settlement with the creditor, or by favorable judgement or reward from the arbitrator or court.
Credit Wellness Solutions also audits debt collections for compliance with the Fair Debt Collection Practices Act (FDCPA). As violations are discovered, their attorney network files lawsuit for those violations where the client could be entitled to up to $1,000 per violation.
Credit Wellness Solutions isn’t just a credit repair company, they offer complete credit services and education that can assist consumers with nearly every situation involving credit.
They can even help a young adult with no credit history, establish instant credit history, and teach them how to manage their credit.
“I believe our services are desperately needed in a time where good credit, and a healthy credit profile are more important than ever. Especially with rampant inflation, rising interest rates, and uncertain economic times ahead,” said Sammy Dodd, CEO & Founder of Credit Wellness Solutions.
Our Results for Local Clients
Our clients have already benefitted from our services. We were able to assist one client in getting accounts and inquiries off her credit reports that were a result of identity theft. Credit Wellness Solutions will assist anyone who has been a victim of ID Theft Free of Charge.
Credit Wellness Solutions has several clients near the final phase of their credit repair program and will likely file arbitrations soon.
They have also discovered several debt collection violations for one client totaling $6,000 in potential
awarded compensation, currently with an attorney for litigation.
Credit Wellness Solutions has also done many Free Consultations, educating consumers on how to build and manage a healthy credit profile, and has assisted many to establish credit history.
Credit Wellness Solutions CEO cautions NC consumers to do their homework when looking for credit
services as credit repair scams are rampant across the nation.
Sammy Dodd, CEO and Founder of Credit Wellness Solutions states, “Scammers prey on consumers, promising the world, but only take their money and run. Always do your homework, if they promise to “sweep” your credit of every negative item, or ask for money in advance of services, run as far as you
can in the opposite direction.”
Credit Wellness Solutions offers the following tips to recognize and avoid credit repair scams.
• All credit repair companies that do business in North Carolina, even if out of state, must have a surety bond and be registered with the NC Secretary of State. Ask for proof of the surety bond
and look up the company on the Secretary of State’s website.
• Federal and State law prevent credit repair companies from accepting payment before a service
has been performed. Never pay for a service before it has been done.
• Stay away from “Credit Sweeps”. This is a practice of falsely claiming ID Theft or building a new credit profile in your name under a new ITIN number. Both practices are HIGHY ILLEGAL and can
land you and the “Credit Sweeper” jail with stiff fines and penalties.
• While there is an abundance of information online to fix your credit on your own, stay away from “609 dispute letters” they are ineffective, and irrelevant. Any credit repair company that
says they use 609 dispute letters, will likely be ineffective at best. Section 609 of the FCRA only entitles a consumer to a Full Disclosure credit report, not original loan documentation. When
you obtain a credit report from annualcreditreport.com the credit bureaus have satisfied that section of the FCRA.
• If a company’s promises to you sound good to be true, it probably is. No one can guarantee that every negative item can be removed, or a certain credit score increase.
• Never hire a credit repair company that has cold called you. This is a violation of the FTC’s Telemarketing Sales Rule (TSR) if they ask for payment. If you do hire a credit repair company
over the phone from a telemarketing call, they cannot collect payment for 6 months after their service contract has ended and have provided you with a credit report. Large well-known
national companies are notorious for this and are in violation of this regulation.
• Never hire a credit repair company that claims you cannot dispute items on your credit report yourself. In fact, credit service companies are required to disclose this in their contracts. Think of
a credit repair company as the “Jiffy Lube” of credit, you can do it on your own, but you may want a professional to do it for you.
Credit Wellness Solutions has dedicated their blog on their website to create weekly articles that educate consumers on the credit system, avoiding ID Theft and credit repair scams, and many other topics.
This blog can be found at https://thecreditdisputecenter.com/blog.
Credit Wellness Solutions General Information
Credit Wellness Solutions is based in New Bern, NC and serves the entire state, and a handful of other states.
Credit Wellness Solutions is currently a home-based business that will likely expand to a physical location as they grow. They currently do online appointments only as the CEO’s new home is under construction.
Credit Wellness Solutions was founded in September of 2021 by Sammy Dodd.
After struggling with his credit after 3 major surgeries and a terminally ill mother who needed care, Sammy missed a lot of work and his credit suffered.
With the need of obtaining a new home, Sammy took charge of his own credit, and received training by some of the credit service industry’s top professionals. Using this knowledge, he was able to get his credit in order, and start construction of his new home.
Sammy’s desire to help others led to the formation of Credit Wellness Solutions. Sammy’s focus on continuing education to stay on top of the credit industry has led to his expanded services and is now able to help more people get the credit profile they deserve. He believes a credit score is not a reflection of a person’s character.
Credit Wellness Solutions’ CEO Availability for Interviews and Commentary
Sammy Dodd is available any time for interviews, expert commentary, content writing, or for any consumer Q&A sessions regarding credit management, debt collections, credit reporting, or anything
credit related.
Sammy can be reached at: https://thecreditdisputecenter.com (Website for General Public, Professionals & Press)
info@thecreditdisputecenter.com (General Public)
sammy@thecreditdisputecenter.com (Press and Professionals
252-631-4306 or 888-844-4686 (General Public)
Feel free to use any or all this release for your news content.
Work hard pray harder.
ACTS 2:37-40
