Disputing Inaccurate Items On Your Credit Reports: The Importance Of Using Bureau-Direct Credit Reports
This article is all about credit reports, the difference between credit monitoring credit reports and bureau direct credit reports. We explain why you only want to dispute errors on your credit reports based on bureau direct credit reports.
The Big 3 Credit Bureaus Disregard Of Consumer Disputes, And What You Can Do About It.
More than half of consumer complaints to the CFBP have been about the big 3 credit bureaus in the past 2 years, according to this Washington Post Article. So much so, that the Washington Post slams the big 3 credit bureaus again just 2 days later discussing why it’s so hard to get errors fixed on credit reports.
Both articles cite this report by the CFPB, detailing the deficiencies in response to consumer complaints and disputes. In the credit repair industry, we are seeing ignored or unanswered disputes, no reinvestigations, or sloppy reinvestigations. This is leaving many consumers and credit repair companies alike, scratching their heads.
