The last thing we want to do is to make your credit worse. Think long and hard before you enter into a contract with us. There is a clause in our contract that you agree you can afford our services and will not cause financial burden. We don’t want you to have new late payments or even worse, a new collection on your credit report for not paying your bill.
Time is very important for both of us. If you can’t keep your appointment just let us know, we don’t mind scheduling for a later date. If your attorney needs to meet with you, please keep that appointment or notify them within 24 hours that you need to reschedule.
Part of our audit includes a pre-qualification for our attorney direct credit repair program. A lot of work and hours goes into preparing your file for our attorneys. Although pre-qualification is NOT a gurantee an attorney will accept your file, the work was still performed and payment is still due. We will not arbitrarily pre-qualify clients to get these fees, your credit profile must contain certain items to pre-qualify. Note that the audit and document processing is not considered a credit repair service and these fees are not a violation of the Credit Repair Organizations Act as no credit repair is being performed but is charged AFTER the audit is conducted and documents are prepared for the attorney network. If a network attorney does not accept your file, we will automatically put you into our Quantum Matrix Dispute Technology™ Pay Per Delete Credit Repair Program, and the first document processing fee in that program will be waived.
To monitor the progress of your credit repair program, and changes as they happen, you must enroll and maintain the credit monitoring service of your choice, Smart Credit or My Score IQ.
In order to communicate with the credit bureaus and data furnishers (creditors/collectors) we may need to have a Power of Attorney in some cases. This POA is very limited and only gives us authority to communicate with the credit bureaus and furnishers on your behalf. It does not grant us authority to make financial transactions or open/close lines of credit.
The Credit Dispute Center and our attorney will need CURRENT identification documents in order to update the credit bureaus and to dispute accounts on your credit report. You will need the following documents:
Please send these documents to sammy@thecreditdisputecenter.com or upload them on your client portal page.
During your credit repair program dispute responses will likely be sent to you in the mail. Responses can come from the credit bureaus, your original creditor, or debt buyer/collector. In order for us to continue your program, we must have these documents. We will ensure to forward these to your attorney. Be sure to send us EVERYTHING that comes to you, no matter how insignificant you may think it may be. These documents may be what the attorney needs to get you the maximum possible settlement or judgement. Send all documents to sammy@thecreditdisputecenter.com or send in the mail at 105. N Castle Dr. New Bern, NC 28562 within 5 days of receipt. Failure to do so may cause delays in your credit repair work, or a suspension in work until the documents are received. You can also upload documents in your client portal page.
We NEVER ask your for your credit/debit card or bank account information. All payments are processed by ESCROW.COM. Escrow.com will require you to agree to the charge and provide your service agreement. The Credit Dispute Center must also provide our proof of work and the service agreement. Escrow.com will audit everything to ensure our services were performed as outlined in the service agreement. Since we do not start an escrow transaction until we have performed the service, you must agree you received the service and render payment. If you have not responded to the transaction or Escrow.com within 3 calendar days of the transaction initiation or any of Escrow.com’s communications, a 10% late fee will be assessed. Note: if delays are on Escrow.com no late fee will apply.
In our Attorney Direct Credit Repair Program, we are only assisting the attorney with audits and error identification. Your attorney will be disputing the errors. Please direct all questions about program progress and lawsuit progress to your attorney. Please remember that our attorneys have many other clients they are servicing so it may take 7 business days to get a response. The Credit Dispute Center will not know where the attorney is at with your file, however we will do our best to get answers for you, but remember to ask your attorney first.
Sometimes your attorney or The Credit Dispute Center will need to ask you questions or meet with you. Please respond to these as soon as possible as the success of your case may depend upon it.
Our other programs such as our Quantum Matrix Dispute Technology™ Pay Per Delete Credit Repair Program, Debt Collection Audit Service, and our other services carry many of the same requirements above. Here is what is important to remember:
Work hard pray harder.
ACTS 2:37-40
