Getting your credit repair process or any of our other services started is easy! It all starts with a No-Obligation Consultation. Below are the steps to get started.
Quick Disclaimer: In order to remain complaint with the Federal Trade Commission’s TSR rule concerning credit repair, we must have an agreement in place before we speak over the phone, or with any live video conferencing. No worries because there is NO OBLIGATION for you to continue services until you pay for your Quantum Matrix Dispute Technology™ Credit Rescue Plan Initial Audit and Attorney Document Processing for our Credit Repair Plan or make a payment for one of our Alacarte Services. We do this to ensure you are able to ask all the questions you like and be comfortable with the process. Just another way to give you peace of mind while complying with the law. Just as an FYI, any credit repair company that talks with you over the phone is in clear violation of the law!
In order to get an accurate look at your situation and give you the best plan of action, we need to see your credit reports from all 3 credit bureaus. We have partnered with 2 services that give us what we need to give you the best consultation. One of these services are REQUIRED for our credit repair program. Simply choose one service and set the password to “CreditWell10”. Below is more information. If you do not get to this step right away, no worries our form will also take you there!
Smart Credit is our preferred provider and the most economical. As mentioned, services start for $1 for a 7-day trial. Maintaining this service is REQUIRED if you enroll in our services. If you decide not to proceed, no worries you are free to cancel this subscription.
My Score IQ is also a great option. As mentioned, services start for $1 for a 7-day trial. After that it is $32.99/mo. Maintaining this service is REQUIRED if you enroll in our services. If you decide not to proceed, no worries you are free to cancel this subscription.
If you want to lean more about either service, visit our credit monitoring page for more information.
You get your credit reports, and we do our initial consultation with you. If your credit report profile Qualifies for our Attorney Direct referral you simply pay us for the audit and document processing fee, nothing else as we will not be performing your credit repair services. Either our partner attorney will complete your credit repair, or the attorney will contract with a reputable Quantum Matrix Dispute Technology™ Credit Repair Company to assist them with your program. To get started, simply click the button below and start your Free Consultation.
Sammy Dodd, CEO and Founder once struggled with his credit and could not buy a home. Determined he was going to fix his credit and get his home replaced, Sammy was trained by the Credit Repair Industry’s top professionals and consumer protection attorneys. Sammy wants to use his skills and knowledge to help others in North Carolina achieve their credit goals. Like Sammy did with his credit. Now Sammy is living in his brand new dream home, and you can too!
We now offer several credit building resources to make The Credit Dispute Center your one stop resource for a healthy credit profile. Click the button below and check out our credit building options.
In addition to personal credit building, we offer a couple business credit building services that can build your business credit profile, without having to go through the long and hard 3 tier process.
Even if you do not hire The Credit Dispute Center, we want to ensure everyone knows what to look for when hiring a credit repair company. We wrote an article about this topic in great detail, and how to find a reputable credit repair company on our blog. Click the button below to check out the article.
We have also encountered a scam artist operating a company called Credit Wellness LLC out of Casper WY. Their customers were confusing Credit Wellness Solutions (our parent company) with them. This scam artist became aware of this and even forwarded their customer service emails to our inbox. This has forced us to change our name as this low life scumbag that is scamming consumers, because it is affecting our nearly flawless reputation. Please avoid Credit Wellness LLC at all costs. If you are a consumer affected by this company, I will personally help you file complaints. Hopefully together we will put this company out of business! This company is also being sued by another credit repair company, and our company is exploring a lawsuit against this company for their actions. If you are one of their customers, we are willing to see if your credit profile qualifies for our attorney direct program. If you do, we will send your file to our attorneys free of charge! Only share a portion of the settlements the attorney gets for you with us. Email us for more information.
Credit industry expert, John Ulzheimer elaborates on some of these topics more in the video posted in this section. We also did another article in detail on avoiding credit repair scams. We invite you to read that one as well by clicking the button below… Even if you do not choose us, we want you to be safe in your investment into better credit health.
At The Credit Dispute Center we believe in the power of choice! This is what separates us from everyone else. Choose your Credit Monitoring (Smart Credit or MyScoreIQ), Choose your Service, Our Credit Repair Program, or many of the other Alacarte services we offer. Also, unlike other credit repair companies, we do not store your credit card information to automatically charge (Except for our Monthly Credit Monitoring Program, or with special payment arrangements).
According to the FCRA, information on a credit report also has to be “Accurate” and “Verifiable” or be removed. By factually disputing legitimate credit reporting errors, you are like a teacher giving the student all the answers to the test. If the account was not corrected to “maximum possible accuracy” or deleted from your credit report, we give them 1 more opportunity by disputing the remaining errors.
Disputing a second time builds your case to show you gave the credit bureaus and data furnishers multiple opportunities to correct or delete the account. If then the account is still error laden or not deleted, we can pursue other options to not only get the account deleted, but hold those who report your credit information accountable.
Our credit repair program is backed by the nation’s top attorneys that help us produce results for you, so you can improve your credit and achieve the credit profile you’ve always wanted and needed.
Credit reporting errors are worth $100 – $1,000 each in statutory damages plus attorney fees, emotional stress & having to hire professional help. In some cases you can get compensated for actual damages, such as what it cost you for being denied a mortgage, job, or paying sub-prime interest rates. Many clients get paid more than they pay us! Cases with actual damages can easily go for 6 figure settlements.
Credit Wellness Solutions, based in North Carolina, has expanded our services in some other states. Now more people can have access to ethical and honest credit repair, that can truly get them paid for errors on their credit reports! Below is a list of states we serve.
Unlike most credit repair companies, we do not store your credit card or bank account information (except our monthly credit monitoring service or with pre-arranged and agreed payment plans). We only invoice you for services AFTER they have been performed. You will be provided with an invoice and proof of all work done. Also, we give you the freedom to choose which provider you want to use for payment for our credit repair program.
We have partnered with STRIPE and ESCROW.COM to give you options when it comes to paying for your services. When you sign up, you can choose which provider you would like to use.
Want to help your clients who miss the 620 middle score mark? Partner with us, and let us help you get your clients qualified. While you are closing qualified candidates, we are working in the background to keep those clients engaged and ready for a home in 6 months or less! We can do the same for Car Dealers and Car Salesmen, you can sell them the vehicle you can get them in, send them to us and get repeat business and trade that vehicle for the one they want, giving you repeat business!
As a thank you for serving our nation, we offer discounts for active and former military. Disabled Veterans can receive additional discounts. To learn more, visit our pricing page or click below to schedule a no-obligation consultation.
Everyone deserves a fair and accurate credit report, or honest and ethical debt collection. Let us help you navigate the tricky world of credit.
Work hard pray harder.
ACTS 2:37-40
