Take Back Your Credit Report

The Credit Dispute Center

Identity Theft Solutions to restore your credit report and your good name

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We stop at nothing to produce results for you! we are backed by the nation's best consumer attorneys to get you results!
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Mortgage Qualification:
We Specialize in turning Denials into Approvals
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Credit Building: We can Help Young Adults Establish Credit, Or Rebuild Your Credit
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Credit Monitoring: We can Help You Stay On Top Of Your Credit Report
Helping you get approved for a mortgage or a credit line you've dreamed about!

one of our clients closed on a construction loan to build their dream home! The Credit Dispute Center can help you get there too!

Another client of ours just got approved for a $25,000 platinum card from navy federal! our programs can help you achieve this too!

let us show you how we can help you purchase your dream home, potentially have enough for a downpayment in cash, and help you access credit lines you only dreamed of!
professionals, real estate, mortgage, closing documents, the gift of outstanding credit results & client testimonials, achieve your dreams, increase your sales
With our programs, Summer got approved for $25000 Platinum Card from Navy Federal!
put our quantum matrix dispute technology™ to work for you

Attorney assisted credit repair program

credit repair has changed in recent years, it takes solid and accurate disputes to produce results. if that doesn't work, our attorney network composed of the best attorneys nationwide step in and help us get the results you need. it's not uncommon that many of our clients actually get paid more in awarded judgments and settlements than what they invest in fixing their credit!

we help with the following situations

our clients often get paid more than they invest!

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we are the first in the nation to have this powerful tool

Quantum Matrix Dispute Technology™ identifies every error on your credit report giving our attorney network more leverage to fix your credit and get you bigger settlements or judgements

As the first credit repair service company in the nation to use this ground-breaking technology, we have built partnerships with attorneys from all across the nation. this proven technology is getting clients an improved credit report and compensation for the errors on their credit report! Even if you don't qualify for our attorney-direct program we can still uncover many items on your credit report that we can get our attorney network to either file lawsuits or take to arbitration to get you maximum results!
Scheduling a consultation is easy!

How to get started

Getting your credit repair process or any of our other services started is easy! It all starts with a No-Obligation Consultation. Below are the steps to get started.

Quick Disclaimer: In order to remain complaint with the Federal Trade Commission’s TSR rule concerning credit repair, we must have an agreement in place before we speak over the phone, or with any live video conferencing. No worries because there is NO OBLIGATION for you to continue services until you pay for your Quantum Matrix Dispute Technology™ Credit Rescue Plan Initial Audit and Attorney Document Processing for our Credit Repair Plan or make a payment for one of our Alacarte Services. We do this to ensure you are able to ask all the questions you like and be comfortable with the process. Just another way to give you peace of mind while complying with the law. Just as an FYI, any credit repair company that talks with you over the phone is in clear violation of the law!

 

Let's get your appointment on the books

Now Let's Schedule Your No Obligation Consultation

step 1
let's look at your credit profile

Get your credit reports

In order to get an accurate look at your situation and give you the best plan of action, we need to see your credit reports from all 3 credit bureaus. We have partnered with 2 services that give us what we need to give you the best consultation. One of these services are REQUIRED for our credit repair program. Simply choose one service and set the password to “CreditWell10”. Below is more information. If you do not get to this step right away, no worries our form will also take you there!

Only 1 of these credit monitoring services is needed for your consultation (You choose which one you like) Each Service has a $1 free 7-day trial and can be cancelled if you do not enroll for credit repair services After your consultation
smart credit, credit reports & vantage scores, good credit in 2023
Click Image To Choose Smart Credit

Smart Credit is our preferred provider and the most economical. As mentioned, services start for $1 for a 7-day trial. Maintaining this service is REQUIRED if you enroll in our services. If you decide not to proceed, no worries you are free to cancel this subscription.

myscoreiq credit reports & fico scores
Click Image To Choose My Score IQ

My Score IQ is also a great option. As mentioned, services start for $1 for a 7-day trial. After that it is $32.99/mo. Maintaining this  service is REQUIRED if you enroll in our services. If you decide not to proceed, no worries you are free to cancel this subscription.

If you want to lean more about either service, visit our credit monitoring page for more information.

step 2
request your appointment
Live in a state we don't service?

quantum maxtrix dispute technology™ credit repair is nationwide!

No Worries! The Credit Dispute Center has you covered! If you live in a state that we do not service, we will either get you into the Attorney Direct Credit Repair Program or get you with a reputable credit repair company in our national network that also uses Quantum Matrix Dispute Technology™. If you qualify for the attorney direct credit repair program, simply pay us for the audit and document processing for the attorneys. If not, your referral to a partner credit repair company that services your state is at no cost to you!
We are able to provide this nationwide because the credit dispute center will not be performing nor charging for credit repair services. Either an attorney or a qualified credit repair professional will perform the credit repair service. Simply pay us an initial audit and attorney document processing fee if your credit report profile qualifies for direct attorney referral, if your profile does not qualify for attorney direct referral, we will refer you to a reputable quantum matrix dispute technology™ partner company that can work in your state at no cost to you!
Credit Report Audit & Document Processing Fee of  $350 for attorney direct
Quantum Matrix Dispute Technology™ Credit Repair Referral: FREE!
How does the Attorney Direct Credit Repair Program Work If I live in a different state?

You get your credit reports, and we do our initial consultation with you. If your credit report profile Qualifies for our Attorney Direct referral you simply pay us for the audit and document processing fee, nothing else as we will not be performing your credit repair services. Either our partner attorney will complete your credit repair, or the attorney will contract with a reputable Quantum Matrix Dispute Technology™ Credit Repair Company to assist them with your program. To get started, simply click the button below and start your Free Consultation.

nationwide attorney direct credit repair
About us

Experience When it Matters Most

Sammy Dodd, CEO and Founder once struggled with his credit and could not buy a home. Determined he was going to fix his credit and get his home replaced, Sammy was trained by the Credit Repair Industry’s top professionals and consumer protection attorneys. Sammy wants to use his skills and knowledge to help others in North Carolina achieve their credit goals. Like Sammy did with his credit. Now Sammy is living in his brand new dream home, and you can too!

Credit Repair (Pre-Litigation Method)
Credit Building or Rebuilding
Credit Education
Access To Our Network of Consumer Protection Attorneys
Help With Mortgage Qualification
Referrals To Real Estate Agents & Mortgage Brokers
Free Consultations
And So Much More
Get Paid for debt collection violations

that debt collection letter in your mailbox could be worth $1,000 or more! Learn more about our debt collection audit service alacarte service & also Included in our quantum matrix dispute technology™ pay per delete credit repair service.

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Options for those with no credit or need to rebuild credit

We offer several credit building resources

We now offer several credit building resources to make The Credit Dispute Center your one stop resource for a healthy credit profile. Click the button below and check out our credit building options. 

In addition to personal credit building, we offer a couple business credit building services that can build your business credit profile, without having to go through the long and hard 3 tier process.

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Credit Education
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Credit Building
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quantum matrix dispute technology™ Pay Per Delete Credit Repair
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Free identity theft services
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Proven Track Record
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Credit Repair Program backed by the nation's top attorneys
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Full Credit Report Auditing Services featuring quantum matrix dispute technology™
why choose us ?

Reasons Why clients choose The Credit Dispute Center

Helping You find reputable credit repair

Don't Get Burned By Credit Repair Scam Artists

Even if you do not hire The Credit Dispute Center, we want to ensure everyone knows what to look for when hiring a credit repair company. We wrote an article about this topic in great detail, and how to find a reputable credit repair company on our blog. Click the button below to check out the article.

We have also encountered a scam artist operating a company called Credit Wellness LLC out of Casper WY. Their customers were confusing Credit Wellness Solutions (our parent company) with them. This scam artist became aware of this and even forwarded their customer service emails to our inbox. This has forced us to change our name as this low life scumbag that is scamming consumers, because it is affecting our nearly flawless reputation. Please avoid Credit Wellness LLC at all costs. If you are a consumer affected by this company, I will personally help you file complaints. Hopefully together we will put this company out of business! This company is also being sued by another credit repair company, and our company is exploring a lawsuit against this company for their actions. If you are one of their customers, we are willing to see if your credit profile qualifies for our attorney direct program. If you do,  we will send your file to our attorneys free of charge! Only share a portion of the settlements the attorney gets for you with us. Email us for more information.

Credit industry expert, John Ulzheimer elaborates on some of these topics more in the video posted in this section. We also did another article in detail on avoiding credit repair scams. We invite you to read that one as well by clicking the button below… Even if you do not choose us, we want you to be safe in your investment into better credit health.

Credit Industry Expert, John ulzheimer talks about credit repair tactics to avoid, one topic he mentions we are pationate about is how "609 dispute letters" are ineffective and do not work! even credit experts outside of the credit repair industry agrees with us on this topic!
our services

what we offer our clients

diy credit repair, bankruptcy
control your credit repair experience

You're in the driver's seat..

At The Credit Dispute Center we believe in the power of choice! This is what separates us from everyone else. Choose your Credit Monitoring (Smart Credit or MyScoreIQ), Choose your Service, Our Credit Repair Program, or many of the other Alacarte services we offer. Also, unlike other credit repair companies, we do not store your credit card information to automatically charge (Except for our Monthly Credit Monitoring Program, or with special payment arrangements). 

what Quantum matrix dispute technology™does for you

How We Turn Credit Reporting Errors Into Cash With our Attorney Direct Credit Repair program & quantum matrix dispute technology™

According to the FCRA, information on a credit report also has to be “Accurate” and “Verifiable” or be removed. By factually disputing legitimate credit reporting errors, you are like a teacher giving the student all the answers to the test. If the account was not corrected to “maximum possible accuracy” or deleted from your credit report, we give them 1 more opportunity by disputing the remaining errors. 

Disputing a second time builds your case to show you gave the credit bureaus and data furnishers multiple opportunities to correct or delete the account. If then the account is still error laden or not deleted, we can pursue other options to not only get the account deleted, but hold those who report your credit information accountable. 

Our credit repair program is backed by the nation’s top attorneys that help us produce results for you, so you can improve your credit and achieve the credit profile you’ve always wanted and needed.

Credit reporting errors are worth $100 – $1,000 each in statutory damages plus attorney fees, emotional stress & having to hire professional help. In some cases you can get compensated for actual damages, such as what it cost you for being denied a mortgage, job, or paying sub-prime interest rates. Many clients get paid more than they pay us! Cases with actual damages can easily go for 6 figure settlements.

What We Do to improve your credit & get you paid
Credit Building & Education
Pre-Litigation Disputes (Case Building)
Debt Collection Audits (FDCPA Case Building)
Credit Reporting Audits, Arbitration Services (FCRA Case Building)
States we serve

Credit Wellness Solutions, based in North Carolina, has expanded our services in some other states. Now more people can have access to ethical and honest credit repair, that can truly get them paid for errors on their credit reports! Below is a list of states we serve.

Settlement for credit reporting errors, debt collection violations, the gift of outstanding credit
Hello & welcome
peace of mind and security in your credit health investment

we never Store your credit card or bank account information!

no automatic charges! (Except select services or pre-arranged payment plans)

Unlike most credit repair companies, we do not store your credit card or bank account information (except our monthly credit monitoring service or with pre-arranged and agreed payment plans). We only invoice you for services AFTER they have been performed. You will be provided with an invoice and proof of all work done. Also, we give you the freedom to choose which provider you want to use for payment for our credit repair program. 

We have partnered with STRIPE and ESCROW.COM to give you options when it comes to paying for your services. When you sign up, you can choose which provider you would like to use.

you can choose how you pay us, stripe or escrow.com
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Partner With The credit dispute center

Real Estate Professionals & Car Dealerships...

Want to help your clients who miss the 620 middle score mark? Partner with us, and let us help you get your clients qualified. While you are closing qualified candidates, we are working in the background to keep those clients engaged and ready for a home in  6 months or less! We can do the same for Car Dealers and Car Salesmen, you can sell them the vehicle you can get them in, send them to us and get repeat business and trade that vehicle for the one they want, giving you repeat business!

thank you for serving our nation

Active & former military discounts

As a thank you for serving our nation, we offer discounts for active and former military. Disabled Veterans can receive additional discounts. To learn more, visit our pricing page or click below to schedule a no-obligation consultation.

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Connect with us

Our Offices

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dont take our word for it

see what others are saying

ALV UjXa3bwdkGwcIvAryjHqkko4jZlkwADJyTJNaFcxDlWr4mYc=s56 c0x00000000 cc rp mo The Credit Dispute CenterHaley S
19:23 01 Sep 23
ALV UjVEa7S oVTXkWUiLBGFhWj76j6PD9RvbVi5p7Xd9cGQxSQ=s56 c0x00000000 cc rp mo ba3 The Credit Dispute CenterNikki Hatchett
16:33 21 Jan 22
I highly recommend this company. Sammy is awesome to work with. He’s very knowledgeable and professional. Unlike many companies who are only out to get your money, Sammy is very compassionate and empathetic. It’s clear that he truly cares for his clients. I only wish that I’d found this company sooner!
ACg8ocLQ yDeE8f5 b8G7tp2Q2SErbGc15 1IqBH3haRxkmf=s56 c0x00000000 cc rp mo The Credit Dispute CenterBeth Dodd
03:30 05 Jan 22
Credit Wellness Solutions doesn't play around, nor string out your credit repair. They hold the credit bureaus, creditors, and debt collectors accountable. With their help, I was able to improve my credit and get new lines of credit. They also teach you how to keep your credit in good shape.
ACg8ocLD3p54yfQiOWrkYQHDzb5N7n5b1t xdnrL7ho5sixE=s56 c0x00000000 cc rp mo The Credit Dispute CenterPami Coffey
20:54 02 Jan 22
Sammy is knowledgeable, professional and honest. I don't see how you could possibly go wrong.
ALV UjX a0TP Q16MCBTmDYTYLogI vmxjopnJIzc 1kQR00IeDQ=s56 c0x00000000 cc rp mo ba2 The Credit Dispute CenterCedric Carr
01:38 02 Jan 22
The ultimate professional. This company understands credit and how to improve it.
ACg8ocJq9pdVCexetXSKU7VI MXC1h xeM2qe 5E5oFC61wU=s56 c0x00000000 cc rp mo The Credit Dispute CenterRory McHugh
22:43 11 Nov 21
Was a great consultation. Gave me lots of tools and options for repairing my credit.
AATXAJxQNNk6S5x74OE7HvoEQCaXqr11i IJ3pBFa 8c=s56 c0x00000000 cc rp mo The Credit Dispute CenterAuti Sky
02:59 06 Oct 21
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Your Voice with the credit bureaus, creditors & collectors

Mastering the balancing act for our clients

Everyone deserves a fair and accurate credit report, or honest and ethical debt collection. Let us help you navigate the tricky world of credit.

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Important tsr notice: per federal regulation we are not allowed to speak with consumers over the phone prior to any service agreement, please schedule an appointment prior to calling if you are seeking credit repair services. there is no obligation for the first 3 days of the agreement.
The Credit Dispute Center Logo. The Credit Dispute Center is a DBA of Credit Wellness Solutions

Work hard pray harder.

ACTS 2:37-40

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The Credit Dispute Center Logo. The Credit Dispute Center is a DBA of Credit Wellness Solutions

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