What to do if first point collection resources contacts you
Of all the debt collectors we have dealt with at Credit Wellness Solutions, First Point Collection Resources are the biggest scumbags of them all! We deal with a lot of debt collectors, but none
violate the FDCPA with no regard or remorse like First Point Collection Resources. We had a client who sent them a cease and desist letter, needless to say the client was contacted by them just a mere couple days after they received the letter! To top it off, this client was contacted again just a few short weeks later! Talk about a facepalm moment! Needless to say, this client is due a payday, our attorney network is going for 2 counts on this violation. If successful, this client will be getting $2,000, but at minimum $1,000 for sure. If you are contacted by First Point Collection Resources, contact us. With our debt collection audit service, we may be able to get you a payday too!
Does First Point Collection Resources Do Pay For Delete?
Short answer, NO. We had another client who had finished our program and got their pre-approval to purchase a home. First Point Collection Resources waited until they seen the hard inquiry from the mortgage application on their credit report to add 2 small medical debt collections to their credit reports which could have affected their final approval for the loan. They contacted me in
a panic trying to figure out what to do. To begin with we seen what the collection was for. Turns out it was 2 small medical debts. Mind you, the credit bureaus recently announced that medical debt under $500 and paid collections will no longer report beginning July 1, 2022 which tells me that this was done on purpose to damage my client. So once we figured everything out the advice to take care of everything as fast as possible was to have the client pay the collection accounts in exchange for deletion. This works with most debt collectors, but not First Point Collection Resources! So we ended up getting the client to call the doctor’s office where the debt originated to pay in exchange for recalling the debt from the collector. That plan worked, but nearly cost our client their mortgage! To me it sounds as if they operate under mob rules.
First Point Collection Resources, The Perfect Candidate For Audit!
As you can see, we have one client already due a payday for FDCPA violations. I am willing to bet we can find many more out of First Point Collection Resources, especially with their mafia style business model. Our Debt Collection Audit Service can help you uncover those violations and potentially get you paid. FDCPA violations can get you up to
$1,000 in damages plus attorney fees per violation. Also, all of our credit repair packages include the debt collection audit service it you choose. To get started, simply schedule a Free Consultation and we can help you with First Point Collection Resources, and with your general credit health.
