How Credit Wellness Solutions Finds Debt Collection Violations
Debt Collections, we love to hate them. Debt Collectors violate the law all the time. In this article today we will show you how we find debt collection violations, and how we can help you hold them accountable and let them pay you instead of
you paying them. The Fair Debt Collection Practices Act (FDCPA) is a set of laws and regulations that debt collectors and debt buyers are mandated to follow. In addition, debt collectors, and debt buyers are also bound to the Fair Credit Reporting Act (FCRA) if they are reporting on your credit report. So, Credit Wellness Solutions can help you get PAID for violations of both laws.
The Audit Process
To begin with, we start with an audit. At Credit Wellness Solutions, we offer a Debt Collection Audit Service as a stand alone service, or included in all of out credit repair plans at no additional cost. Debt collection violations can be as simple as sending you a letter where the envelope is not discreet, and you can tell it came from a debt collector, to contacting you after you have told them not
to contact you (except for certain situations). With our Debt Collection Audit Service, we do an extensive audit of all of your collections you currently have (reporting, or not reporting on your credit report), and any future collections you receive for 2 years. Our audit process is simple, first we analyze the collection letters for violations, then we may write them letters to see how they respond. We also analyze your credit reports for credit reporting compliance, and dispute inaccuracies to see if the debt collector or debt buyer will fix or delete their erroneous credit reporting. If we find violations, we will proceed further. Depending on the situation or violations, we either file for arbitration, or forward your case to our extensive network of consumer protection attorneys to file lawsuit and litigate your case.
How Much Are Debt Collection Violations Worth?
Debt collection violations can be worth up to $1000 per violation of the FDCPA, and up to $1000 per violation of the FCRA plus damages (in some cases). Sometimes you can sue the debt collector or debt buyers for both FCRA and FCRA violations. The debt collector or debt buyer is also responsible for any attorney fees, so it costs you nothing.
How To Get Started
Holding debt collectors and debt buyers for debt collection violations is easy! Here is how to get started with Credit Wellness Solutions.
- Gather all of your debt collection letters, INCLUDING the envelope.
- Sign Up for our required Credit Monitoring, Click Here
- Get your credit reports directly from the credit bureaus from Annual Credit Report, Click Here.
- Schedule a FREE Consultation with us, Click Here.
- Sign the service agreement and fund your escrow account.
Take Action Today And Fight Back Against Abusive Debt Collectors
Don’t Pay Debt Collectors, Let Them Pay You For Debt Collection Violations
We wrote another article about our Debt Collection Audit Service that gives more information on how we find debt collection violations, and hold them accountable. Click Here to read the article. As mentioned earlier, the Debt Collection Audit Service can be a stand alone service, and it is also included in all of our credit repair plans for no additional cost. Getting PAID to fix your credit, and getting debt collections removed from your credit reports, What’s not to like about that? Take the first step and schedule a Free Consultation with us today!
