Fixing Your Credit is the Best New Year’s Resolution You Can Make
2021 is rapidly coming to a close, and perhaps your yearly New Year’s Resolutions are coming to mind. Like most people you may be thinking about quitting smoking, losing weight, saving more money, or going to church. Maybe your goals for 2022 are a bit more lofty such as, buying a new car, or a new home. Maybe you tried some of these resolutions, some you were able to follow through, others not so much. Other resolutions you may have had circumstances prevent you from achieving your goals. Was your credit score one of the things holding you back in 2021? It’s time to change that!
The New Year Brings New Opportunities
With the mass inflation, supply & labor shortages, extremely hot real estate market, and COVID-19 Pandemic still looming in 2021, 2022 is shaping to be a different year. For example, it was announced that the Fed is planning to raise interest rates to combat the out of control inflation we seen in 2021. This will slowly transition the seller’s market we seen in real estate to a buyer’s market. This should reduce the pricing of homes, opening up a world of possibilities to those who were priced out of the market in 2021. This will also make competition in the real estate market less fierce. Instead of pushing aside unqualified buyers, real estate professionals will be going out of their way to get a client into a home.
Also, new regulations have come into play in the debt collection industry. Although a debt collector can now contact you on social media, there are many regulations that have come into play that favor the consumer.
Part of the new regulations is a debt collector can no longer report on your credit report prior to communicating with you. Before this, debt collectors would report on your credit and not even notify you. They did this for 2 reasons. the first is because they run a less risk of violations, as debt collection violations typically happen with communication with the consumer. The second, by placing their item on your credit they scare consumers into paying them. Other regulations such as the naming of their businesses to leaving voicemails on a “shared” voicemail. Needless to say, expect debt collection lawsuits to increase exponentially in 2022.
What Opportunities Does Fixing Your Credit Have in Store for You This New Year?
Fixing your credit this New year brings even more possibilities than you might think. Perhaps your credit has been holding you back from the things you need, such as a new home, a new car, or just having the funds available in case of emergency. Regardless, this new year creates a ton of opportunity just waiting to be tapped into. One investment you cannot go wrong with is the investment in your financial health. In a world where cash is no longer king, and credit is taking over every aspect of our day to day lives, it is becoming even more important than ever to stay on top of your credit profile and credit score!
We at Credit Wellness Solutions have your back! With so many self-help resources out there that give you terrible advice, ineffective cookie-cutter template letters that the Credit Bureaus, Creditors, and Debt Collectors have seen thousands upon thousands of. Then you have fly-by-night scam artists that pose as legitimate credit repair companies advertising all over social media claiming they can “sweep” your credit clean, by employing highly illegal tactics by either getting you to obtain false police reports, or manufacturing a new credit profile under a fake social security number, that can land the scam artist and you in jail with lofty penalties to pay. No wonder the credit repair industry has been tarnished. Rest assured there are legitimate companies out there that truly love what they do and will do anything to assure 100% customer satisfaction.
Will Credit Repair Help Me This New Year?
As John Ulzheimer discusses in the Tradeline Supply Co. video above, Credit Repair is very effective! Whether you do it yourself or hire a professional company like Credit Wellness Solutions to do all the hard work for you, you will not go wrong.
What does Credit Wellness Solutions Offer?
- Complete Credit Services
- Free Consultations
- Reasonable Prices
- Access to Consumer Protection Attorneys
- Options to Build or Rebuild Your Credit
- Discounted Credit Monitoring
- Personalized Service With You Every Step of the Way
- Pre-Litigation Self Credit Repair E-Book (Coming Soon)
- Our Path to Home Ownership Extensive Pre-Litigation Credit Repair Online Training Course & Support Group (Coming Soon)
See Your New Year Resolution Through & Schedule Your Free Consultation
We want to help you see your New Year’s Resolution though. We are currently running a special on all of our Pre-Litigation Credit Repair Packages. Simply schedule your FREE consultation by midnight 12/31 to get the sale price (even if the appointment is scheduled for after the New Year). During the consultation we will look at your credit report and educate you on what is holding you back. Give you tips and tricks to boost your score on your own, show you how to keep and maintain a healthy credit profile. We will also give you our plan of attack so you know exactly how our services will be able to help you fulfil your New Year’s resolution of a healthy credit profile. If your goals are to purchase a home or any other large credit related purchase, we will help you qualify and give you a referral to any professional you wish. There is no obligation or no pressure to start services, but you will still leave our consultation with the tools and knowledge to improve and maintain your credit.
About Our Company
Credit Wellness Solutions is a complete credit service company based in New Bern, NC serving all of North Carolina, and through their partnership with CredZu Nationwide except for the state of Georgia. We specialize in:
- Pre-Litigation Credit Repair
- Correcting Metro2 Errors
- FCRA/FDCPA Case Building for Litigation (if needed)
- Stopping Debt Collector Harassment
- Credit Building
- Maximizing the FICO scoring buckets
- Credit Education
We can get inaccurate or unverifiable information REMOVED from credit reports such as:
- Bankruptcies
- Late Payments
- Charge-Offs
- Repossessions
- Student Loans
- Hard Inquiries
- And Much More…
